Why Study in Canada ?

Why Study in Canada ?

  • Affordable cost of studying The cost of studying and living in Canada is quite low when compared to other prominent countries such as the United Kingdom and the United States.
  • High Living Standards: Canada has a high standard of living and a great quality of life. One of the reasons why many students opt to study in Canada is because of this.
  • The city is home to some of the world’s best universities. The University of Toronto, McGill University, University of Waterloo, University of Alberta, and other top universities in the globe are all located in Canada.
  • No Language Barrier Because English and French are Canada’s official languages, surviving there is a lot easier. English is almost universally understood, making it perfect for overseas students. In addition, Canada features a number of internationally recognized universities that are highly regarded around the world.
  • World-Recognized Education System: Canada’s university system is one of the causes for the country’s excellent academic achievements and inventions. It encourages students to speak up and express themselves without fear of being judged. The lectures are also made engaging in order to keep the students’ attention. Following their examinations, students receive detailed comments. These elements contribute to the fact that studying in Canada, with its program-focused colleges and diverse job opportunities, is a success.
  • High Graduate Employability Rate: Canada’s universities are well-known around the world for their high graduate employability rates and excellent academic achievement. In order to foster a cosmopolitan environment, the Canadian Ministry of Education promotes overseas students to enroll in Canadian universities. This makes it simple for international students to adjust and interact with their peers at college. Canada is also a safe country with a great standard of living for its residents. Canada’s colleges and universities have also been praised for their in-depth research in a variety of subjects, earning them international acclaim.
Requirements 
  1. A completed application form for the university of your choice.
  2. Official transcripts and documentation certifying the awarding of a previous degree.
  3. Where applicable, official documentation confirming professional designations.
  4. Two (2) letters of academic recommendation attesting to graduate school preparation; Letters from employers attesting to a level of experience and analytical writing abilities will be acceptable for people without recent academic experience.
  5. A chronological CV that clearly outlines educational accomplishments, employment experience, and advancement, and other relevant experience.
  6. letter of intent (LOI) that states why the applicant is applying as well as the student’s academic goals.
  7. If the candidate provides a credential from an unrecognized institution or if the Admissions Committee requires extra investigation, a credential evaluation from a recognized service certifying equivalency.
  8. Language proficiency in English must be demonstrated.
Cost of studying in living in Canada:

1. Tuition fees
This is determined by the type of qualification and the institution chosen. A year’s worth of the money will be between CAD 7,000 to CAD 35,000. For Indian students, the approximate cost of studying in Canada ranges from INR 3,50,000 to INR 19,00,000 per year. The amount varies according to the sort of course you choose.

2. Accommodation:
For overseas students, colleges provide on-campus housing. Students who choose to live off-campus can do so in shared apartments with other students on the campus. On-campus housing can cost anywhere between CAD 8,000 and CAD 10,000 per year, but a shared apartment might cost anywhere between CAD 400 and CAD 700 per month, depending on your location and time of year. It might possibly cost up to CAD 1000 to CAD 2000 per month in the most desirable neighborhoods and cities.

3. Living Expenses:
A single student budget in Canada ranges from CAD 6,000 to CAD 10,000, depending on numerous expenses and living costs such as communication, transportation, books and supplies, daily necessities, and so on (indicative).

4. Uncommon occurrences:
The visa and study permit will set you back about CAD 150. Health and insurance costs range from CAD 300 to CAD 800 per year (indicative).The basic cost ranges listed above are intended to give you an idea of the costs involved so that you may make appropriate plans.

Types of Expenses Yearly Cost
Tuition Fees CAD 7,000 to CAD 35,000 (INR 3,50,000 to 19,00,000)
Accommodation CAD 7,200 to CAD 24,000 (INR 3,91,054 to INR 13,03,515)
Other Living Expenses (Grocery, CAD 6,000 to CAD 10,000 (INR transportation, etc.) 3,23,881 to INR 5,39,802)
Miscellaneous CAD 1,000 (INR 53,980) Total (with tuition fees) CAD 21,200 to CAD 66,500 (INR 11,44,382 to INR 37,78,620) Total (without tuition fees) CAD 14,200 to CAD 35,000 (INR 7,66,520 to INR 18,89,310)
Scholarships 
  • A good academic score is required for most awards, though this varies depending on the city, subject, and level.
  • The amount of money given to each college varies. Because applying for scholarships takes time, you should begin the process at least 8 to 12 months before the course begins.
Here is a list of scholarships for studying in Canada that you can apply for:
  1. Vanier Canada Graduate Scholarships
  2. Ontario Trillium Scholarship
  3. Ontario Graduate Scholarship
  4. Go Clean Scholarship
  5. Humber College International Entrance Scholarship
  6. Waterloo Merit Scholarship
  7. UBC International Leader of Tomorrow Award
  8. Science and Law School Scholarship
  9. Quebec Provincial Government Scholarship
  10. University of Manitoba Graduate Fellowships

And many more.. Top Universities in Canada:
UniversityLocation Canada Rank Global Rank
University of TorontoToronto, Ontario 1 29
McGill UniversityMontreal, Quebec 2 35
University of British ColumbiaVancouver and Kelowna, British 3 51Columbia
University of AlbertaEdmonton, Alberta 4 113
Université de MontréalMontreal, Quebec 5 137
McMaster UniversityHamilton, Ontario 6 140
University of WaterlooWaterloo, Ontario 7 173
Western UniversityLondon, Ontario 8 211
University of CalgaryCalgary, Alberta 9 233
Queen’s UniversityKingston, Ontario 10 239
Other top universities in Canada include the University of Ottawa, Dalhousie University and Simon Fraser University. Course options in Canada:
  • Business and Finance
  • Nursing
  • Dentistry
  • Engineering
  • Pharmacy

What is the procedure for obtaining a study visa in Canada?

International students can study in Canada at recognized learning institutes with a Study Permit. Before applying for permission, make sure you have all of the necessary documentation. A study permit isn’t the same as a visa. A temporary resident visa must be applied for individually. A study permit is valid for the term of your course plus an additional 90 days. This extra time allows you to leave or request an extension.Before you arrive in Canada, you should apply for a study permit. Only a few persons are eligible to apply for a study permit in Canada. Additionally, you can apply when you arrive in Canada. Applying online is one alternative for submitting an application. The permission is completed quickly with the online application, preventing any delays. If they require any additional documents, they can be added online immediately, saving time from having to courier them. You can also use your account to stay up to date on the status of your application.When applying for a study permit, you must submit the following documents:
  1. A letter from the institution stating that you have been accepted.
  2. A valid passport, pictures, and any other form of documentation are required as proof of identity.
  3. proof of financial assistance, such as a proof of student loan or a bank statement from the last four months, or any other appropriate document.
Essential documents for Canadian Student Visa :

1. Valid Passport
To apply for a Study Permit, you must have a valid passport. According to the Canadian High Commission, you must have a passport that is valid for the period of your anticipated stay in Canada, which is at least your course term.

2. Proof of Acceptance by the Institute You’ll need the acceptance letter from the university or institute. A Designated Learning Institute has been approved by the Immigration and Naturalization Service.

3. Affirmation of Funds 
You’d have to produce proof of your financial situation. Its purpose is to demonstrate that you are financially capable of covering both your tuition and living expenses. A student must produce a minimum of $10,000 in Canadian funds for each year of their stay in Canada, according to Canadian Immigration.

4. Medical Exam for Immigration (IME) 
International students from India are required by Canadian Immigration to complete a mandatory Immigration Medical Examination by impaneled doctors. It is recommended that they schedule an appointment with one of the specified doctors for a medical examination at least a week before they begin their Visa application. This allows the doctor sufficient time to review and upload the necessary documentation.

5. English Language Proficiency Exam Score
You need to submit your English language proficiency score for your admission to the Canadian University. TOEFL, IELTS, etc. are all acceptable.

6. Purpose Statement When applying for a Canadian Study Permit, you must submit a statement explaining the objective of your trip and why you chose this particular institute.

7. Credit Card
The Visa Application Fee for Canada is CAD 160 and has to be paid through an online payment. Only credit cards are accepted by the system.

Some Frequently Asked Questions about Studying in Canada:

1. Which Canadian city is the finest for studying?
Some of the greatest cities in Canada to study are Toronto, Montreal, Quebec, Vancouver, and Ottawa.

2. What is the most affordable university in Canada? 
University of Manitoba, Dalhousie University, McGill University, University of Alberta, and Memorial University are among Canada’s most affordable universities.

3. How much does it cost to study in Canada?
In comparison to India, studying in Canada is unquestionably more costly. In comparison to other top countries such as the United States and the United Kingdom, however, studying in Canada is far more affordable.

4. Does Canada have any free universities? 
No, Canada does not have any free universities. Canada, on the other hand, boasts a large number of affordable universities and gives numerous scholarships to overseas students.

5. Can I work in Canada while studying? 
If your study visa includes a condition allowing you to work, you may be able to work while studying in Canada. You can work on or off-campus while studying in this situation. If your study permit does not include the statement, you can have it altered free of charge.

6. How many hours may I work while studying in Canada? 
While studying in Canada, you can work up to 20 hours per week.Both national and international students can take advantage of a variety of study and career options in Canada. We hope that the information we’ve provided on applying ,studying, living, and working in Canada as a student has aided you in making your decision.

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    Essentials when going to Canada to Study?

    Overseas students come to Canada for a variety of reasons, including the high level of education, the diversified and accepting culture, and access to attractive natural places. And over 721,000 international students studied in Canada in 2018. For many people, learning in Canada is also an excellent way to begin the process to become a permanent resident.

    However, it is not too soon to start considering and crossing off these twelve requirements for beginning as an international student in Canada, whether you’re still in the planning phase or have already been admitted into a post-secondary institution here.

    CAD 833CAD 10,000Once you’ve ticked off these twelve elements on your checklist, you’ll be ready to study in Canada as an international student. Choosing to study abroad is a life-changing decision, and we’re here to help you every step of the way.


    1. Bring your passport.

    A passport is required for foreign travel. Apply for a passport in your home country if you don’t already have one. If you do have a passport, make sure it’s up to date: if it expires in less than six months, you won’t be able to go worldwide. You should also bring a photocopy of any other official government identification from your native country.
    This can include things like:

    • A valid driver’s license is required.
    • Certificate of Birth.

    You are capable of keeping your passport up to date once you arrive in Canada. If you need to extend or renew your passport while in Canada, contact the consulate or embassy of your home country.

    Tip: It’s a good idea to photocopy (or scan) your key travel documents and store the copies apart from the originals in case of loss.

    2. An acceptance letter

    You should have received a letter of acceptance if you were accepted into a designated Canadian post-secondary institution. An acceptance letter is also known as an offer letter or an acceptance letter. To receive a study permit, you will need to produce your letter of acceptance.
    Some acceptance letters are conditional. This means they have specific requirements that the applicant must meet before starting their main program of study.

    3. A financial strategy

    To acquire a study permit, you must show that you will be able to adequately pay yourself, including both your tuition and additional living expenses. This is referred to as proof of financial assistance.

    All international students in Canada must demonstrate that they have a minimum of $10,000 CAD per year, or $833 CAD per month, with additional financial restrictions if they are bringing family members with them. You must have $11,000 CAD every year in the province of Quebec.

    4. A study permit

    The paperwork that authorizes you to stay in Canada and study is your study permit. It’s not the same as a student visa, which is the document that permits you to enter Canada. The application fee for a study permit is CAD 150.

    You will have the necessary papers to get your study permit if you complete the first three elements of this checklist. To summarize, you’ll need:

    • Acceptance evidence
    • Identification proof (passport)
    • Proof of financial assistance
    5. Student health insurance

    Standard and enhanced health insurance is necessary for all overseas students in Canada. International students are not covered by the Canadian government’s health insurance program. Depending on where you live, you may be able to obtain private or provincial health insurance.

    6. A copy of your medical records, as well as any current medications.

    Before you depart, request a copy of your health records and immunization records from your doctor’s office. Any continuing medical issues or prescriptions should be mentioned so that you can continue to treat them after you begin studying. If you require medical assistance while in school, several Canadian universities have a clinic on campus or close by.

    7. A bank account in Canada

    As a newbie and a student, you’ll need a bank that recognizes your unique needs. For 150 years, RBC (Canada’s largest bank*) has been such a welcoming partner to newcomers. It’s why they’re so enthusiastic about everything we do at Arrive.

    8. A contact list in case of an emergency

    In the event of an accident or emergency, your university may request that you supply a list of emergency contacts and their phone numbers. Choose one or two relatives or close friends from your native country to serve as your emergency contacts. If you have close family or friends in Canada, you may also want to list an emergency contact.

    9. A mobile phone plan

    You’ll need to purchase a Canadian cell phone plan if you currently have one. Phone plans in Canada are generally more expensive than in other nations. The cost of a cell phone plan varies depending on the services included in the plan.

    10. Winter clothing

    Last but not least, all overseas students arriving in Canada will require winter clothing. If you’ve never seen snow or experienced temperatures below -30 degrees Celsius, you might be astonished at how cold it can get here in the winter.

    In frigid weather, layering is essential. When the weather turns cool in October or November, consider picking up a handful of these items:

    • Gloves, a hat, and a scarf are all optional.
    • Long pants
    • Layering thin long-sleeve shirts under sweaters
    • Warm sleepwear
    • Waterproof boots
    • Thick socks
    • A high-quality winter coat
    • In rainier cities, bring a rain jacket and an umbrella (e.g. Vancouver, Halifax, etc.)
    11. A laptop or tablet computer

    Because most academic programs now have an online feature, you’ll need to be able to connect to the internet via a personal device. Take notes, access course resources, study, and participation in online lectures using laptop computers or bigger tablets. Your technological requirements may be determined by your academic program. Before purchasing a laptop, consult your faculty or department’s technological recommendations.

    New laptops and tablets can cost anywhere from $500 to CAD 3,000, depending on the model and capabilities. If you’re not sure which laptop is perfect for you, technology store personnel can rightly point you.

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      The Canada Checklist!

      Hey! Are you also planning to leave for Canada? Or travel to Canada? Before leaving for Canada, you out to make sure that you have tall the things as per the requirement. This will help you to stay carefree during the whole time. And we have made the list easier for you. You just need to check and cross out the things and keep adding them.

      Once you’ve ticked off these twelve elements on your checklist, you’ll be ready to study in Canada as an international student or even for a fantastic travel. Choosing to study abroad is a life-changing decision, and we’re here to help you every step of the way.

      • Prior LEAVING!
      • Examine the dates on your passport that are about to expire.
      • Purchase travel insurance (cancellation, luggage, medical, civil liability)
      • Request that someone come to your home once a week (to water the plants, etc.)
      • Make preparations for your pets.
      • Have your mail held for you.
      • Remove all of the food from the refrigerator.
      • Disconnect all electrical appliances.
      • Lock the doors and windows.
      • Turn off the water supply , Reduce the heat.
      • Official records (passports, driver’s licenses, etc.) should be photocopied.
      • Charge the batteries in your camera, video camera, phone, tablet, and other electronic devices.
      • Manuscripts.
      • Electronic Travel Authorization for Passports (ETA).
      • Insurance proof (medical, luggage, and civil liability).
      • A valid driver’s license, as well as an international driver’s license, are required.
      • Card (credit/debit) , Amount of money (Canadian dollars).
      • Vouchers can be exchanged, and reservations can be made (where applicable).
      • Tickets for flights (round-trip).
      • loved ones’ phone numbers and addresses (for postcards).
      • pamphlet on health (or vaccination booklet).
      • In the event of an emergency, who should I contact? (contact info).
      • Read a travel guide or a book, Pen.
      • Clothing that is cool (shorts, t-shirts, tank tops, dresses, etc.)
      • Warm clothing (jeans, pants, sweatshirts, etc.)
      • Sandals / Shoes
      • Sweatshirt (polar fleece or wool)
      • Windcheater / Raincoat
      • Tuque / Sun Ha
      • Scarf , Pyjamas
      • Towels/Swim suit
      • ACCESSORIES
      • Wheels on the suitcase
      • Pack a bag (for day trips)
      • Sunglasses , Snacks , Bottle of water
      • Adapter/Converter (electric)
      • Cellphone , Charger and camera
      • Selfie stick/tripod
      • Memory stick , Hairdryer
      • Ziploc bags are great for storing items (to protect electronics).
      • Bags for garbage (dirty clothing).
      • Playlist / Music
      • Earplugs and a travel pillow (airplane)
      • Car seat for a child.
      • For infants, there is a diaper bag (diapers, changing mat, wipes, cream, bottles, toys, etc.).
      1. TOILETRIES
          • Shampoo and soap
          • Toothpaste Toothbrush
          • Antiperspirant/ Deodorant
          • sanitary napkins/tampons
          • Shaving cream + razor (or electric razor)
          • Comb / Hairbrush
          • Nail clipper/nail file
          • Body lotion that hydrates the skin
          • Make-up bag
          • Hair barrettes / elastics
          • Tweezers
          • Hand-held mirror
          • Contact lenses / Glasses
          • Tissues of the face
          • Sunscreen
          • Repellent for insects (DEET-based)
          • Aspirin is a pain reliever (or other painkillers)
          • Condoms / contraceptive tablets
          • Medicines for personal use
          • Balm for the lips
          • Hand sanitizer is a product that is used to disinfect the hands.

      2. IN YOUR LUGGAGE
        • Bring the following goods with you on board in your backpack:
        • Passports
        • Authorization for Travel by Electronic Means
        • Wallet (driver’s license, debit/credit cards, Canadian currency, and so on).
        • Travel insurance proof
        • Vouchers are traded (where applicable)
        • Ticket to fly
        • Read a travel guide or a book
        • Pen
        • Snacks and a bottle of water
        • Toothpaste / Toothbrush
        • Deodorant
        • sanitary napkins/tampons
        • Tissues of the face
        • Aspirin is a pain reliever (or other pain medication)
        • Medication for personal use
        • Sweatshirt (polar fleece or wool)
        • Video camera/camera
        • cellular phone

          3. Pack for FIRST AID

        • Germicidal Moleskin for Blisters
        • Sticky dressings are a type of bandage that adheres to the skin
        • Thermometers
        • Medications for motion sickness
        • Medications to treat diarrhea
        • Aloe vera gel is used to treat sunburn.

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        Mistakes to avoid during a USA visa interview.

        Every REJECTED visa has a REAL REASON for being denied. You must understand what you should and shouldn’t do during a visa interview. Not everyone understands the significance of meeting with diplomatic officials directly during a  visa interview. The majority of visa applicants devote time and effort to gathering their visa application paperwork. As a result, they frequently fail to give the visa interview the importance it deserves.

        So, here’s the situation: You have a good probability of having an impact on your visa application. It’s also crucial to make a strong first impression and present yourself correctly during the scheduled visa interview! (However, don’t overlook the significance of the visa application materials! )

        Officials from the country’s embassy or consulate, where you apply for a visa, will want you to display particular interview skills and performances that set you apart from other applicants.

        As a visa applicant, you must therefore recognize the frequent snappish aspects that may jeopardize your visa interview. Only then will you be able to conduct a successful visa interview while avoiding getting caught in strange scenarios like visa denial.

        As a result, we’ll go over the most typical grounds for Schengen visa refusal together. We’ll also provide you advice on how to avoid making mistakes that cause the diplomatic office to stamp your passport with a Schengen visa denial stamp.
        You may have heard that obtaining a visa for the United States is one of the most difficult processes on the planet! The visa interview is the most difficult element of the procedure.

        Take a look at the things you should not do while you’re waiting for your interview at the US Consulate. So you can confidently crack the visa interview like a pro!
        1. On the day of your interview, do not arrive too early. It’s sufficient to arrive 15 minutes before your booked appointment. Also, if you are more than 30 minutes late, you will not be permitted to attend the interview.
        2. Carry no bags, purses, luggage, cell phones, or other electronic devices, liquids, food, sharp objects, weapons, or bottles. You will not be allowed to enter the US Consulate carrying any of the above-mentioned products. Only bring your passport and visa-related paperwork to the Consulate.
        3. Do not bring any friends or family members with you to the US Consulate. They will not be allowed to enter the Consulate. Inside the Consulate, only applicants and, in the case of minors, their parents are authorized.
        4. Clear the security check when you arrive at the US Consulate. Pushing sealed envelopes or folders through the counter glass is not a good idea. Only put your passport and visa paperwork in the window at the counter. You’ll be issued a token number; only enter the interview booth after your name and token number are stated.
        5. For your visa interview, dress appropriately; do not wear filthy or unironed clothing. Dress professionally, ideally in formals.
        6. Do not be alarmed. Even if you don’t understand the question, kindly request that the Consular Officer repeat it.
          • If you’re traveling for tourism, be sure you’re familiar with all of the areas you’ll be seeing. You must persuade the Consular Officer that you are qualified for the visa category for which you are requesting. Don’t be nervous; keep a confident demeanor.
          • Never present a Consular Officer with falsified or phony documents. You’ll lose your ability to apply for a visa in the United States for the rest of your life.
          • Do not withhold any information from the Consular Officer; instead, answer the questions honestly.
          • Do not force supporting documents in front of the Consular Officer; only present them when the Consular Officer specifically requests them.
            • Don’t be obnoxious with the Consular Officer. Maintain your composure at all times.
            • Fees should only be paid to the cashier within the Consulate.
            • Finally, if the result does not go in your favor and your visa is denied, do not criticize the decision. If you engage in any inappropriate behavior, the Consular Officer will note it and put notes in your file, which will be visible to the next officer and will have a negative influence on your future visa applications.

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          A Diploma and a Degree from Canada?
          A guidance

          Many students nowadays aspire to further their education in a foreign entity. Besides offering an opportunity for education, there is also the bonus of being able to obtain a job aa and improve your skills. It’s natural to be confused about whether to pursue a degree or a certification when you plan your higher education in Canada. Many students believe that a degree is far preferable to a diploma; nevertheless, this is not necessarily the case in today’s environment. The one you need to choose over the other may be determined by several criteria, including their industry value and associated course prices.

          Diploma

          In Canada, a diploma, usually a Postgraduate Diploma, is a one- to two-year study. Diplomas also give candidates the option of combining two one-year courses and selecting a specialty in their field of interest. If you wish to pursue a PG Diploma degree in Canada, you’ll need to meet specific requirements, which differ per college. You will be required to work on industry projects as part of the course. The fees for certificate courses are lower than those for degrees in Canada. Depending on the business, graduation from a Canadian college or university can earn you anywhere from $30,000 to 60,000 CAD per year.

          Degree

          Degree programs in Canada can last anywhere from three to four years, depending on the province and whether the program is general or specialized. Bachelor’s, Master’s, and Doctoral degrees are the three categories of degrees available. You must complete a secondary school program to pursue a Bachelor’s degree. It is a requirement for entrance to a bachelor’s degree program. A master’s degree program takes about two years to finish, and you must first complete your bachelor’s degree. Students were even allowed to finish their honors baccalaureate program and enroll in a doctoral program in some cases. You should be aware that degree programs are more expensive than certificate programs.

          Which is preferable: a Canadian diploma or a Canadian degree?

          Canada is a country with a thriving economy and one of the world’s leaders in educational possibilities. It also features one of the most diverse and inclusive cultures in the world, making it a great place to call home in the future. When deciding to study abroad, you may be unsure whether to enroll in a degree program or a certificate program. And pursuing your degree in Canada adds to the uncertainty because you may be unfamiliar with the country’s economic climate and educational structure. 

          In Canada, there are numerous alternatives for certificate and degree programs. The additional chances that you will have after completing the program are mostly determined by the type of program that you choose.

          Let’s talk about it and see which alternative is the better choice.

          1. Time frame

          A PG diploma in Canada will, of course, take less time to complete than a Masters’s degree program. PG diplomas are usually one-year programs, although they can also be two-year programs. A master’s degree program lasts about two years, with some courses lasting up to three years.

          2. Price

          The cost of a postgraduate diploma program is less than that of a master’s degree program. For example, if you have to pay around CAD 20,000 per year for a postgraduate diploma program, you will have to pay around $CAD 30,000per a year for a Masters degree program.

          3. Prospects for the future

          In most circumstances, a candidate who has completed a degree program is given higher priority than a candidate who has completed a certificate program. A degree program’s framework also covers a broader range of employment options, whereas a PG diploma program’s career opportunities are more specific to the discipline.

          4. Work visa after graduation

          A one-year PG diploma course qualifies you for a one-year work visa, but a two-year Masters’s degree qualifies you for a three-year work visa. A lengthier work visa may allow you to spend more time looking for the ideal employment and establishing your professional credentials.

          5. Provided by

          Community colleges and some universities offer PG diploma programs, whereas institutions offer Masters’s degree programs. A combination of course work and research is also included in the master’s degree program. Although it is entirely up to you whether to pursue a postgraduate diploma or a master’s degree in Canada, a degree will provide you with more chances. A Masters’s degree also opens up the possibility of obtaining a doctorate. Last but not least, it extends your post-study employment visa for an additional year.

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